Saving or spending, there is no better way to go about it but visit a bank, and Bulgaria is no exception to the rule.

Bulgaria’s central bank, the Bulgarian National Bank, or BNB, was established in 1879. Currently, the majority of the commercial banks are foreign-owned, or branches of foreign banks.  

Opening a bank account involves some paperwork and using the rest of the bank products on offer – debit and credit cards, mortgages, car loans or insurances, requires much more. Banks also offer currency exchange and operate wide networks of ATMs.